AVP, Collections Strategy
Collections Strategy Risk Analyst will be responsible for portfolio analysis, strategy design, and portfolio monitoring on the Consumer Lending/Personal Loan portfolio. Risk Analyst Lead will also develop policies and procedures, and supports implementation of programs to manage impairment and losses in the delinquent and recovery portfolios.
Risk Analysis (80%)
o Develop and Manage new and existing Collection Strategies in order to optimize profitability, utilizing Scoring and Segmentation techniques, including the usage of Champion/Challenger or Test/Control design.
o Targeted focus on Consumer Lending as it relates to Recovery and Debt Sale, Payment Programs, Settlement, Reage Offers, Customer Contact Strategies, Digital Engagement Strategies, Segmentation, and Compliance Solutions.
o Manage or co-ordinate program implementation, including all phases from development to performance monitoring.
o Create and Enhance Strategy MI analysis and reporting
• Ensure compliance of policies and procedures to both Risk teams, as well as US Regulators.
• Systemically document and track strategy changes in order to comply with all internal and external audit and control requirements
o 4-year college degree in a quantitative discipline required. Masters degree preferred.
o 5+ years analytical or equivalent experience
o Must have consumer lending/personal loan experience
o Collections Strategy experience preferred
o Computer literacy/proficiency in data query tools such as SAS, SQL, Oracle, Unix, and MS Office.
o Strong analytical, technical and statistical skills with proven ability to process vast amounts of data into meaningful information.
o Strong communication skills & ability to work independently.
o Proven record in problem solving and business innovation.