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Data Scientist, Credit Risk

Location : Jersey City, NJ
Job Type : Direct
Hours : Full Time
Travel : No
Relocation : No

Job Description :

Fast Growing Fintech company specializing in merchant cash advances for small businesses seeks a Data Scientist within its Advanced Analytics Group to help optimize revenue while mitigating loss rates.



§  Analyze internal and external data to monitor health of portfolio

§  Build out segmentation schemes to improve credit decisions across different merchant segments

§  Develop marketing analyses including customer segmentation and profiling for targeting and campaign optimization.

§  Build and enhance credit risk analyses including scoring and scorecard development

§  Continuously improve and streamline credit policies and procedures



§  Master’s/Advanced Degree in Statistics, Economics, Math, Industrial Engineering or Operations Research from a top university

§  2+ years of experience performing credit risk analytics in a corporate environment

§  Strong proficiency in data exploration, data mining, data transformation, statistical modeling (Linear/Logistic Regression, Gradient Boosting, Classification Trees, Random Forrest, etc.)

§  Understanding of credit bureau data used for risk analysis and model development

§  Financial services experience a plus; small business credit experience is a major plus

§  Experience with R, Python, SQL, C# highly preferred, but open to candidates with strong knowledge of SAS, SPSS, or STATA.

Required Qualifications :
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