Data Scientist, Credit Risk
Fast Growing Fintech company specializing in merchant cash advances for small businesses seeks a Data Scientist within its Advanced Analytics Group to help optimize revenue while mitigating loss rates.
§ Analyze internal and external data to monitor health of portfolio
§ Build out segmentation schemes to improve credit decisions across different merchant segments
§ Develop marketing analyses including customer segmentation and profiling for targeting and campaign optimization.
§ Build and enhance credit risk analyses including scoring and scorecard development
§ Continuously improve and streamline credit policies and procedures
§ Master’s/Advanced Degree in Statistics, Economics, Math, Industrial Engineering or Operations Research from a top university
§ 2+ years of experience performing credit risk analytics in a corporate environment
§ Strong proficiency in data exploration, data mining, data transformation, statistical modeling (Linear/Logistic Regression, Gradient Boosting, Classification Trees, Random Forrest, etc.)
§ Understanding of credit bureau data used for risk analysis and model development
§ Financial services experience a plus; small business credit experience is a major plus
§ Experience with R, Python, SQL, C# highly preferred, but open to candidates with strong knowledge of SAS, SPSS, or STATA.